I personally have success in doing flips with my partner here in Ohio.Lakewood and Edgewater are gentrifying neighborhoods in Cleveland.

Can confirm Joseph is a real person 

The question is, what is the intention  of the owner, not what would a reasonable person think is the intention of the owner.

A new person moves in and she says the upstairs neighbors are creating a ton of noise.

Real-life reps, to me, means seeing properties in person, whatever your asset class. 

I’m the last person who should complain about grammar, but these are yellow flags, at best.

You might get transferred a couple times until you reach the right person.

Personal Financial Statement Borrower’s Schedule of Real Estate – or- Resume illustrating experience2-3yrs Personal & Property Tax Returns – All schedulesPrevious Year and YTD Property Profit & Loss statement w/ detailed expensesRent Roll w/ detailed lease informationCopies of all Leases3mo.

I've only had one person look at my home. 

@Antoine Black  In general, yes, it goes off your personal credit.