This is standard business practice - just look up how many settlements the SEC makes annually where companies pay millions in penalties WITHOUT ADMITTING to any wrong doing.- Cash-for-Keys is another example of this!

Prepayment penalties- usually 1-5 year terms.

Property managers ensure compliance with local, state, and federal regulations, reducing the risk of legal disputes and penalties.7.

My advice probably isn't the one that will maximize your return, and it may not even be what I will follow as we continue to grow our portfolio, but here it is.My wife and I manage 5 units (4 we own, and 1 we arbitrage), and we allow anyone to give us 30 days notice to vacate at which point they can be let out without penalty.

Your contract should allow you to cancel the contract without penalty and full earnest money refund if you can't get all estoppel letters or if problems are revealed in them.

@Olga Nadal Fortunately, there is no penalty for an incomplete exchange.

Prepayment penalties- usually 1-5 year terms.

With 700+ credit you should be able to get mid to high 6s if you pay a couple points and do a 5 year pre payment penalty.

They may not be able to control the possession of it, but they can certainly control the transfer of it, such as banning the platforms from processing buy/sell commerce transactions in anything other than the ‘Digital Dollar’ and making the reporting of all cryptocurrency transactions legally required by the different platforms that hold it and process it, with massive penalties that would threaten their existence and ability to operate if they don’t.

Banks are less willing to budge on pre payment penalties knowing rates will likely ease and don’t want to lose loans recently originated to better terms.