It is our full time job (so no other W2 job for us).

I am by no means wealthy. 

I know I need to hold the security deposit in an escrow account.  

For example, if the listing is selling for 200% of the last purchase of two years ago with no improvements, etc.?

And no, I do not have any relatives by that name in FL.

If they default, you keep deposit and anything they have paid prior to default and simply evict them.

I invested with D32, and like a lot of others, cannot get my deposit back.

He was asked why he filed no answer to the complaint and if he had any witnesses or evidence to back up him claims.   

I have a clause in the lease that says the security deposit will be held in so and so bank with so and so address and interest rate will be xyz.

Quote from @Stetson Oates: The vast majority of disputes are over security deposits and the most a landlord could lose is 3x the deposit amount.Slip-and-fall or other major lawsuits almost never happen.