I’ve hit a challenge in shifting my mindset and would like to ask the group - if I’m not an extrovert with a sales background and the cushion of a 6-figure corporate job, will I be able to succeed at REI?  

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

Sounds like you are getting hit with a lender who has overlays and possibly miscommunication between the loan officer/processor to the underwriter.

If you can design something like that and hit those rental numbers than you're going to be very, very happy with the investment. 

What are the odds your house burns down or gets hit with a tornado?  

If you're more of a 'personal referral' person than a 'do research online' person, and this is local to you in Manhattan, KS, hit up one or two of the trades people in the "little apple all stars" BNI group.

Take that 40% hit.

Our website was just OK, our email campaigns were hit and miss, our conference presence was fairly minimal. 

Or is it calculated daily and the base rent increases after 10 days when the late fee hits the account?

Expectations are we hit at least $150k+ this year in revenue.