Hey @Brad Roche - We do a significant amount of renovation loans (both Fannie May & FHA) here in Chicago and prefer the Homestyle loan only because it's less stringent on the borrow about what they have to repair, and they provide the general contractor a material draw at closing which helps the project start on the right foot.I thought the minimum down payment was 5%.

I have a 10x8 shed that I use exclusively to store real estate materials and supplies.

.- First Rule: you buy the materials, so they don't need 50% down!

I can't even comprehend what a massive fire looks like in a 100mph wind - and the internet seems to think you can just stand there and spry it with water? 

I have found things on the internet they make Kevin Bupp out as a great humanitarian and family man.

@Julie Garner This contractor texted me after I received the quote to let me know that materials are included.

First house in 2021 - no internet to search at that time, remember going to realtor offices and seeing magazines and talking on phone with them about properties available and driving by them as there was no google street view.

To address this I took detailed pictures from beginning to end of my most recent flip, documenting that we did a thorough job using quality materials.   

The sale and acquisition closing benefits are real and material.  

What is he charging for the materials?