Hi Ricky, Have you tried looking at a DSCR loan?

I have two rental properties through the VA loan being military.

What really matters is how long you think you will have this loan. 

DSCR loans are not that low and regular hard money loans will be in the double digits.

I locked a DSCR loan yesterday at 6.385%, 75% LTV.  

And how are you going to get a 6% loan on it ?

.~ I will most likely purchase the first home (multi-family) using a bridge-DSCR loan combo or a FHA203K (3.5-20% down). 

Quote from @Leonard La Rocca III: So is it common to find a conventional loan without meeting the lender in-person?

Pretty common, you can definitely use commission as down payment conventional loans and not have it count toward IPC as long as you're on the loan. 

Hard money and private investing are both ways to finance flips, but they work a little differently.Hard money loans are typically from companies or private lenders that specialize in short-term, high-interest loans.