If you are in a state where eviction cost is high and it is tenant friendly you may need a higher credit score to offset default risk and eviction cost.If you are in a landlord friendly state where it is easier to get non paying tenants out you may be able to handle more none payment risk.  

I have a Youtube link in my profile with some tips and would be happy to have a call sometime to discuss your wants and needs out of an investment property.

@Daniel Tanasa thank you for the links.

You already live on the property and would be adding three more unrelated people, which is not allowed.Here's a link to the actual code:https://online.encodeplus.com/regs/orem-ut/doc-view.aspx?

Hi Eric,Great question—estimating operating expenses can definitely be tricky, especially for items like maintenance, CapEx, and make-ready costs that vary widely between properties.

CE Link is the new subservicer for HUD reverse mortgages.

With Allstate’s RCV policy (not ACV), they estimated the rebuild cost at ~$1.3M.

Because the gutters usually a better solution at much lower cost.

I sent a few "connection" requests out this morning, but did not do any copy/paste nor did I link to any websites.. 

Here's the link to the spreadsheet.