We have life time losses to uncollectable rent/financing payments to prove we back up this claim.   

There is an offer to buy but if I include everything I've spent over the years, mortgage P&I, taxes, insurance, HOA, and recent repairs, I will just break even.

I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above.

There are monthly mortgage, taxes, HOA dues and insurance expenses each month, however this still generates great cash flow every month.

As Shawn mentioned above insurance is going to be a HUGE deal in Gainesville as well as HOA's.

RE Agents/wholesalers, insurance agents, title companies, contractors, lenders etc. 

Yes, there are exceptions for significant life events (job change), but each individual must meet the FHA loan qualifications on their own, and the second loan must be for a valid reason, like a job relocation or other extenuating circumstances.

Some become hyper focused on investing and wrongly prioritize their thirst for real estate investing to impact other areas of their life.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

You went to work, made your money, and then enjoyed your life with your family.