The Phoenix art district.

You can find them in the events section under Zen and the Art of Real Estate Investing.

Something like pink and green striped sheds, ugly art like gold painted toilets.

If you want to learn more about the practice (and art) of safely and securely finding and funding a PML to see if it's for you, check out my book on BiggerPockets called Lend to Live: Earn Hassle-Free Passive Income in Real Estate with Private Money Lending. 

No, the term of art is "cash out refi" because it matches a box on a form they have to fill out.

This turned out now to be a win-win as my unit is getting a new state of the art fire door.  

Thanks.Yes, I went in to my investment knowing that their projections were liberal.

The way I do this is by using the most state of the art and tested legal tools, strategies and methods that are simple to use, legal and that have been tested for over 20 years.

I certainly never signed anyone exclusive rights to be my insurance broker unless the management company is taking a very liberal interpretation of general wording in the management contract.  

But the art of picking out the gems within those 20,000 homes and then negotiating the best price possible is the challenge.