Dane, I do not have a specific lender that I personally know in Orlando, Florida, that I can recommend to you however, the advise I would humbly give you is not to limit yourself to just lenders that are physically located in your area and definitely do not limit yourself to working only with banks and credit unions.Banks and credit unions offer real estate investors some major benefits (lowest rates and very good terms)  but their are a few major draw backs (limit on how many properties they will allow you to finance, lengthy times to close, a lot of documentation). 

Once I realized how much money and time it was going to take to completed the lengthy list of to-do's that piled up, I decided it was time to switch strategies and turn this into a house hack.

I wrote a pretty lengthy article on it HERE. 

Reps from the bank recently stopped by and said that because of the default on payments it would be going into foreclosure, but I know this process can be a lengthy one.

LOL, we are on the same Wave-Length, I am confident we will get a good response.

Which means the bank could call the loan due immediately, without all the lengthy non-sense required to foreclose, if the property is transferred to you.Second, you need to know, directly from the bank how much it would take to bring the loan current and avoid the short sell.  

Hey @Scott Brown ,Here's the 2017 MN Statues rules on it...https://www.revisor.mn.gov/statutes/cite/504B/pdf504B.271 TENANT'S PERSONAL PROPERTY REMAINING IN PREMISESIt's too lengthy and detailed to post here, but copy the above line, go to that website (revisor) and scroll down to page 28 (of 52) and all your questions should be answered.

I had a pretty lengthy conversation with owner so this arraignment could meets his needs.   

Also, the amount of time he has to sue you after the transaction will be lengthy since it will be determined by the statute of fraud rather than any real estate statute.

So much so that I wrote a lengthy review of our experience and created a website.