If you have more, they will not insure you.

I knew the fire insurance would be CA Fair Plan.  

There are monthly mortgage, taxes, HOA dues and insurance expenses each month, however this still generates great cash flow every month.

I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above.

RE Agents/wholesalers, insurance agents, title companies, contractors, lenders etc. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

That said, I live in Texas, and I have found that the property taxes and insurance are prohibitively high to make a short term rental work here.

While these loans make it easier to buy a property, they come with challenges:- **PMI Can Be Costly:** With less than 20% down, you’ll likely pay $150-$300/month in private mortgage insurance.- **Interest Rates Can Affect Refinancing Plans:** If rates increase, refinancing to remove PMI or lower payments may not be an option.- **Scaling Can Be Tricky:** FHA loans are typically for primary residences, meaning you’ll need to strategize if you plan to purchase additional properties.Thinking through financing options and backup plans before you buy is essential.### 5.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

We put together a purchase price, interest rate, insurance cost, and property taxes.