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Results (10,000+)
Jack B. What are the risks of DSCR loans?
19 January 2025 | 9 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.
Jules Aton Back in the day...
13 January 2025 | 16 replies
.: The applicant needs a social security number or an individual tax ID number (ITIN).
Benjamin Jones Is anyone investing in Japan?
25 January 2025 | 24 replies
I'll try to get in touch with everyone individually (though I'm not used to how the forums work yet).I'm also not sure how to make the at replies work, so that's a bit of a bummer.Anyway, as for location I'm in Kumamoto and investing mostly locally.
Sharad Bagri Umbrella Insurance for partnership
2 January 2025 | 2 replies
When I partnered with friends on a multi-unit property a few years ago, we chose individual umbrella polcies from our personal providers.
Michael Plaks Crazy technicalities: how the IRS defines your age. Spoiler: it depends.
29 December 2024 | 1 reply
The answer is NO, based on the language of Section 152(c)(3)(A):...an individual meets the requirements of this paragraph if...
George Daly Weather Impact on Deal Analysis
5 January 2025 | 5 replies
Think about your individual chances of being affected.  
Jeff Ryan Mobile home purchase (on rented lot) for single family home investment
6 January 2025 | 14 replies
Have you always invested in owning the parks, or have you purchased some individual mobile homes in parks you haven't owned also? 
Abigail King Real Estate Meet Up
2 January 2025 | 5 replies
Whether its for investors, agents, or just a general meet up for like minded individuals .
Brian Rocha Any experience with HMLs for the purchase only?
10 January 2025 | 21 replies
We have done it both ways where we fund purchase and they cover rehab but if the individual is less experienced we do not do it that way, we have them put more money into the deal from the start and fund the draws, reason why is we also had a deal where the person said they would do this and never did anything and property sat and loan matured and it was a pain.Just recognize you will still not get 100% financing for the purchase, so you are putting money in up front. 
Philip Ganz How does a Deferred Sales Trust work?
2 January 2025 | 12 replies
Each individual owner can have their own Deferred Sales Trust™, the assets of which can be managed to each taxpayer’s own individual risk tolerance and preferences.9) Net rental income.