Thanks mate,Check out this thread I just started - https://www.biggerpockets.com/forums/48/topics/1173961-wtf-i...Unfortunately, the one's that understand and respect the grind are a "dime a dozen".But I always keep the dream alive and those are happy days when such an individual comes across my horizon 🙏Much success 

I've heard that when it comes to financing that yachts can be looked at as a second home. Can you also do a cash out refi or get the equivalent to a Heloc on a yacht as well? Thanks for any help info👍🏻🫡.

Reason being is that while I think there's still plenty of runway left in those markets they don't have the same upside they did five years ago meaning you'll have to adjust your time horizons some. 

And there may be other risks on the horizon for the homebuilders as well.In other words, stay skeptical Y’all.

The low cash-on-cash return is a little concerning but longer term (10-20+) horizon and appreciation + rent growth is what we are looking at.

. : DROWN THEM IN FUTURES  "  this to me is like that take folks that have rally no experience in something that takes a ton of experience to get good at @Joel Owens give them a cheap buy in .. lead the carrot with the 500k which is more money than most of these folks have ever made or dreamed of and yes they jump in... to me just same ole same ole guru stuff.. and the Guru makes most fo the money on the 10k and monthly other wise why charge either of those if they are making 250k per student.. that would be the big money.. why because they don't do a ton of it ( maybe ) I just don't see this in todays market as being real.. or achievable for folks that don't have like Joel says significant liquidity to buy commercial and experience... you want expe3rince in commercial get a license go work for a commercial broker get paid to do your apprentice work and like many of us 10 years  into the career you start making some significant coin.if it was as easy as pay 10k and 197 a month.. there would be NO commercial property to buy you guys would own it all.And again if this is all about nothing down owner finance that ship sailed over the horizon many moons ago.my 2 cents.

I am 23-years old and I have an extremely long time horizon so I can tolerate more risk. 

It is strictly a long term appreciation play so adjust your horizon and think long term.

You just need to verify if you are out of surrender or not and then determine if staying in the annuity is what you think is best for you based on your risk tolerance, investment objective, and time horizon.  

If the time horizon of the syndication is 10 years, what happens when it dissolves?