I originally started as 80% LTV and 12% + 1 point with 3 month prepay penalty 

Since the LLC doesn't own the rental you're missing out on the asset protection that was originally intended.

The second lot had the remnants of a tennis court the original owner had built, but was now in disrepair.  

If you have a slow leak...coverage is less likely especially with aged plumbing.To the original poster, Salil.  

Originally posted by @Tori Roy:How do you approach closing costs?

I even had a wild hair to make an offer on the marina I was managing at the time.

The house had the utilities turned off for the 6 years, and was filled with the original 1 owner's furniture, clothes, appliances, car and ecn food in the frig (without elctric on for 6 years). 

Purchase price: $105,000 Cash invested: $23,000 Sale price: $180,000 Originally BRRRR’d, not great roi so sold.

I purchased a FIRST LIEN Purchase Money Mortgage that foreclosed, originally from 2006.

If was originated as owner occupied in the past and no longer is owner, if you have change of name on deed or insurance, if impound had a dispute, claims - are a couple reasons why the servicing changes.