House hacking is using an owner occupant loan to get into a home or a 2-4 unit property.

if i were to acquire these and have them be owner financed, I would want clear title and the other mortgage on this lot removed - especially if my loan has a balloon on it that matures prior to the existing loan, as how would to provide clear title?

Is STR insurance different from home owner insurance?

If I remember correctly, there is a provision for properties with Fannie and Freddie loans to be moved to single-member LLCs after 12 months of seasoning if the only member of the LLC is the owner/borrower on the loan. 

Usually the numbers don't work to build in these neighborhoods, unless government tax credits, etc.CCLBA has really cheap parcels for sale for owner occupants.

[2]   Do you know if the buyer is going to owner occupy or is it an intended rental?

For a long term investor:Would it make sense if you could buy the home at a steep discount and then let the owner stay rent free for a specific period of time?

There are a lot of people that are wanting to owner occupy, which has driven greater demand for these properties. 

It's a small shop and we deal with the owner, no one to escalate to. 

They are a commodity, and owners are competing directly against hotels in this space, so rents are ultra low.