Often nicknamed a "Kiddy Condo Loan", it's a great way for parents to get a property for their kids as a primary residence.Regarding the debt-to-income ratio, that is a genuine concern and something you would need to consider. 

Ask discovery questions, genuinely care about the answers, and seek to find a solution that falls in line with what is important to the owner.Aim to first establish trust with the owner.

Your strategy of blending numbers with a bit of gut feeling really resonates with me.

i think those are genuine factors. 

Just genuinely not sure how to go about it here.

I have found that I need to enjoy it but also that the way that it works needs to resonate with me to where I believe that it will work so that I can go all in on it! 

Hey @Jim Vani - I personally know @Andrew Holmes and he's genuinely a good guy.Is it true that he has built a large community through Chicago REIA and his students (at least in mastery) have paid for his coaching and experience, yes that is a fact.  

(Genuinely asking to understand, not question your intelligence) but why would I focus on Return on Equity (ROE) and not track being paid back on my original cash investment of $130K?

There’s more than one way to skin a cat and the one that resonates with me is the BRRR strategy.  

Additionally, you can "house hack" by buying a new primary residence every year, but be cautious not to genuinely occupy each property.Good luck!