Is it better to sell, pay off mortgage and capital gains and take the cash to invest in another property or is it better to refi/ETO and take the cash to invest in another property?

The 401k is a valuable asset but its my thought that I can use this asset to further increase my portfolio by putting that money to better use.

@brian dance Thank you so much for your valuable suggestions. 

@Damien Davis you'll make less on the initial projects but the experience you'll gain will be completely worth it.

There is no current tax on rental income and capital gains.

Navigating Zoning Laws: Challenges and Opportunities for Co-Living Real Estate InvestHey BiggerPockets Community,As co-living gains traction as a viable real estate investment strategy, it's crucial to understand how existing zoning laws can impact these ventures.

This is only a guess, take it with a gain of salt. 

Why ask: Learning how your mentor handled failures or setbacks will help you gain perspective on the full spectrum of risks and challenges in the field.

My plan is to purchase a home that I will hold onto while hoping to gain both forced and time appreciation.

To support my seller and seize a valuable opportunity, my business partner and I decided to purchase the property ourselves.