If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

Leave your funds alone.

Board collected those funds and put them in Operating instead of Reserves.

I have clients though that I fund that have built some incredible portfolios. 2 of them over 250 SFRs that I funded for them and they refinanced and paid me off..

In a climate like this with high rates, probably better to use a Heloc so you keep the lower rate of your 1st lien.

Using a HELOC can provide you with the necessary capital at a lower interest rate to fund your next projects without leaning too heavily on hard money lenders, which can eat into your profits.Here are a some actors that you would want to consider:1.

Current HELOC rates are typically 8-10% depending on your credit and lender, though some banks offer promotional rates.

First when I wanted to create a fund to buy court house steps..

I'm contacting the community to brainstorm a solution to a funding need we're all facing.

I have 3 accounts per property which helps me leverage APY on savings accounts, prevent funds from being comingled, and easily set up auto payments for things like mortgage payments and utilities.