For investors who lack knowledge and/or time, want to own physical real estate as part of their portfolio, and want to be as passive as possible on the real estate side of the investment, we've created a great route.  

To thrive in real estate investing, you must maintain a firm grip on your finances.

We plan on replacing the flooring and possibly new kitchen countertops. 

This would be my second purchase in the Pittsburg area. I am partnering with another investor who owns 4 single family homes in that vicinity. I own 4 rental properties and a small strip mall in the Baltimore area

Is there more long term appreciation possible if you hold the units longer?

Done right 2%/month return on asset value is possible. 

Purchase price: $160,000 Cash invested: $40,000 Sale price: $268,000 I bought my first house in Kalispell Montana as a long term investment and possibly a rental.

Financing is important but your realtor will absolutely be the determining factor whether you purchase correctly or not. 

I would like to learn more about seller financing, I see a lot of information on the internet about seller financing but honestly I am just confused.

Implying bait and switch is pretty bold, please provide specific examples OR possibly consider not implying this about a loan shop that you clearly don't know much about.