If trump hadn’t won you’d be forced to sell this year, but hopes are high he will extend his lower tax rates. 

It also wouldn't make sense to refi into another Bridge unless he's at the end of his period on the loan!  

Figure and NYFTY are easy automated HELOC programs with super quick closings (I did one for a client that funded in like 72 hours from loan app). 

If so, how many deals/loans do we need to do before I can expect more favorable terms?

Commercial mortgages are really DSCR loans.

It would cost me $13,835 to get down to 6%, which would give the best value over the course of the loan.

However, don't have any of those loans anymore (most paid off).The only thing I do that you don't, is use trusts, and love them and they have saved my bacon a number of times.When you said all those loans have paid off, are you utilizing other methods than Sub2 at this time?

If you are considering working with them, I strongly advise you to double-check the provided rates and terms carefully.During my loan process, I discovered that they had added a yield spread interest without informing me. 

Yes but depending on the loan type they may want to understand what that payment is.

I would like to do some type of loan or HELOC product to renovate the common areas and a few units.