There are a lot of investment opportunities in pockets around the University that have not been fully exploited.

What can suck about this business is that there are people out there that, instead of seeing your offer to assist them as something they should be grateful for, they see it as a sign of weakness they can exploit and take advantage of.  

Ruthlessly exploit opportunities to use technology to lower cost / complexity.

There is an exploiting class.

The wholesaler is looking for people that don't know FMV of their property and wants to exploit that for his margin.BTW - Legal and ethical are not the same. 

>>I have been in the industry for 14 years now and have worked very hard to deliver this service to people at what will hopefully be a modest profitI never accused you of making an exploitive profit.

I don't know if you've been reading too many of the exploits of a certain President-elect (who shall remain unnamed) in coming to the conclusion that you can be "guilty as hell"... and still get REWARDED for it, but, such conniving doesn't sit well with me...* (But I'm not used to thinking about skirting the rules, so I my "instincts" may be wrong).

The key is finding opportunities in the market and exploiting them to the fullest extent.

These govt agencies and banks are just too stupid to think that processes like these aren't be exploited.  

Your best time will be initially spent learning what makes a deal and how to recognize how you will exploit the opportunity and knowing what to steer clear of.