But perhaps you would be better served helping a local experienced investor find deals and ask them to show you exactly how they analyze deals, what's good vs bad, how do they finance (debt vs equity) etc etc and understand their business model that has a proven track record by providing value to them.

What I decided to do was work in what I was interested in and it led me to be an experienced real estate agent specializing in wholesaling off market properties in PA region specifically Philadelphia and surrounding areas such as Montgo, Delco etc.

If it's a lender that does not allow me to speak to an underwriter, see guidelines, or speak to an account manager, I will try not to work with them, unless I know the Account Executive is very experienced. 

Your clients should focus on properties with significant equity potential and work with experienced contractors to stay within budget and timeline—especially with borrowed funds on the line.Avoiding Bad Deals - Encourage them to work with experienced agents, contractors, or mentors and always run multiple scenarios, including worst-case outcomes, to stress-test their numbers.Reserves - Advise your clients to keep a reserve fund separate from their loan for emergencies, unexpected expenses, or delays.

If you had not shared your post, as an owner, I would not be aware of the issues you are experiencing. 

Residential conversions are costly, so working with an experienced architect and contractor specializing in adaptive reuse is critical.

Gradually scale by researching high-growth markets, partnering with experienced investors, and exploring financing options like SBA loans.

Thanks as always.RL What you were experiencing is actually more common than people want to admit.

Always prioritize experienced professionals to safeguard your investment.

It does not appear that many newbies (or experienced) investors are buying much (transaction levels are at record lows).