Happy Holidays BP Family - I'm currently working on a seller financed industrial deal, asset on the smaller end (~10ksf).

This is why I always hate on big banks for mortgages - while this kind of thing is not exclusive to them, it tends to happen with them at a much higher frequency.

No email contact address and no one available over the holiday weekend.   

Another option would be to use the Section 121 exclusion for your personal residence.

Convert the Property to a Primary Residence: If you live in the property for at least two of the five years before selling, you may qualify for the primary residence exclusion, which allows you to exclude up to $250,000 of capital gains ($500,000 for married couples) from taxation.4.

Would love to chat with you further after the holidays!

I had a consultation with a solar panel salesman today and he quoted me 29k for 18 panels, however the final price would be 13k after New York and Federal tax credits plus a holiday discount.

Thanks for your comment, and have a great holiday! 

Watch how you spend. you'll treat holiday season after October and your summer activity post April very differently. 

The individual proves their identity before receiving a code.I still do in-person showings as much as possible, but unattended showings are great for after-hours, weekends, or holidays.