What they fail to realize is that if they don't have the IQ or EQ to thrive at their day jobs, they are going to be equally miserable at Real Estate. 

I think the *unreasonable* position is to expect that everyone is/can be equally good with money and financial issues, and those that aren't well that's tough **** for them.

@Jeremiah Mon education is vital but make sure you take action on the items you study.

Higher/equal offers with no concessions needed, All cash offers, Offers with 20%+ down payments, etc.All the best!

These are questions I would ask and as you noted, if it seems to good to be true.....I have not dove into this in detail, this is just what the "sniff test" questions I would ask - could be a great investment for people - I am just telling you what I would ask. question would be who is the lender with a proven track record as you note Chris that would be important to know is the fixed debt investments ( loans secured by RE) bringing in say 8 to 9% and the equity in the MF is making up the difference with rental returns.. so say rental returns are 6% and the Notes are at 7% that equals teh 13%  ??? 

Leaning towards short term rentals to start then transitioning to long term for less stress over time.My goal is to have 'passive' income equal to double the national median salary.now my questions for yall.1. does all of the above make sense?

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

In Memphis I am apart of the Memphis REIA which is known as MIG or Memphis Investor Group and this has been vital to my knowledge & choices as an investor.Goodluck!

Meanwhile, in the 4 years in limbo massive redevelopment was occurring in the area, and we were offered an amount equal to our investment plus a reasonable profit by a developer.   

More cash flow equals more spending.