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Where to spend the extra for durability and sometimes having to sacrifice aesthetics for durability, etc.Budget allocation has a big impact on ROI.

Tax StrategyWhile liquidating the brokerage account may trigger capital gains taxes, strategies like staggered withdrawals or tax-loss harvesting can help minimize the impact.

However, 2024’s holiday season was impacted by other compounding factors, making the usual seasonal dip more pronounced.2.

While we faced minor delays with contractor scheduling, strong project management minimized impact.

That's significant and really impacts margins.

She's has an enormous dog (lab) at the house so I didn't attempt to go there to post the notice on her door as he had bit someone before.

@Serge Hounkponou Recommend you first figure out the property Class you want to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

It is flat out not worth the headache, impact to other members and having to find new members anyway to fill all the spots that left because you wanted to fill a single room. 

These are just some of the additional items that will have a significant impact on carrier's rates, your premiums, and whether we start to see the insurance market soften anytime soon or not.