Once the smoke clears there will be vulture investors doing yellow letters to the lot owners you can count on that. 

I did my first long-term holds in Scranton after much research and have enjoyed a steady cash flow. 

., more than half of the calendar year) for the Borrower’s personal use and enjoyment"This means that you can only book it out on STR platforms for half of the year (50% max occupancy), which really sets a cap on your max income. 

They are even featured in articles, have been profiled and interviewed in the local media outlets, look really good online etc. and have a reputation around town as being highly successful because they have been busy buying a lot of units and making themselves look successful even while doing what I would consider very bad deals.It's smoke and mirrors. 

The guy on the internet has no clue/smoking crack/selling you something/all the above.Dale, there is no "Agreement between the NAR and the banks".

Outside of real estate, I enjoy spending time with family and friends and convincing myself I am getting better at golf each year! 

Here are some quick stats to consider:Tangible Asset: Real estate is a physical asset you can see and touch, which can provide peace of mind.Cash Flow: About 33% of homeowners rent out their properties, generating consistent income through rent.Appreciation: Real estate appreciates by about 3-5% per year, while the stock market averages around 10% but with more volatility.Tax Benefits: Investors enjoy deductions on mortgage interest, property taxes, and depreciation.Control: You can actively manage and improve your property to increase its value.Just take it step by step, and you might find real estate is less risky than it seems.

I will do the same thing with the rentals that I did with my home. ...less debt equals less money needed to enjoy the freedom.

Very much enjoyed that neighborhood..

I finished that a couple of weeks ago and then found the BP podcast and listened to the first couple of episodes and I particularly enjoyed the personal stories of how people started out.