If rates come down (most likely not in 2025) you can refinance or just shovel cash-flow and pay it down quicker. 

I would recommend matching old reservation rates and offering free gifts to secure good reviews and booking momentum. 

It’s quite appealing as a long term investment - even at today’s rates.

Rates will at some point allow you to refinance.  

When it comes to managing your mortgage, most homeowners are familiar with refinancing as a way to lower monthly payments or take advantage of better interest rates.

But SFH are already seeing renewals at 2%-4% and release rates up at least 5% YoY...that number is even higher on some luxury ($3k+/m rent) homes as those are harder to find.The rest is entirely speculative.

Some people only want 10-20% of their outstanding lines/debt balances available while the other 80-90% to be in fixed rate notes.

I will say that during that time, the HELOC interest rates were very low.  

In a climate like this with high rates, probably better to use a Heloc so you keep the lower rate of your 1st lien.

That’s why improving your Click-Through Rate (CTR) is one critical metric to focus on to boost your Airbnb profit and visibility.The key to improving your CTR?