The population in Macon has been decreasing since before I was a kid, 40+ years ago.

The cash out refinance would decrease cash flow by about 300 per month. 

Learning from this data, negative MoM real estate private investment occurred for FOUR QUARTERS dating from Q3 2008 , it's all negative until Q4 2009.In this 2022/2023 downturn cycle, we started the negative performance on CRE on the 4th quarter, so if cycle repeats the same, at very least we have to wait for another two quarter data to see the improvement if any.Learning from 2008 experience, the CRE is stabilizing only *after* Fed reduced the FFR, I dont think it's a coincidence that bond market started expecting Fed to decrease rate by April 2024 next year.

It also doesn’t typically mean the overall premium goes down, as the other rating factors are increasing more and this tiny decrease is lost in the overall total.   

Real Estate values, nationally, have never decreased over any 10 years. 

Use the $25,000 towards reducing the home price, which would decrease my yearly property taxes.2.

There will be decreased population growth because fewer people will be able to come across the border, negatively impacting rent prices, increasing vacancy etc.  2.

The guy said to hold onto a rental for 3 to 5 years then if the ROI decreases they sell it and find a new market.

Where I’m at, if you list on Zillow, and you are priced right, you should be flooded with applicants for an affordable property… but the ‘flood’ decreases as your price point moves up.  

There has been a flight to the more quality areas of Austin.I agree on us having hit the bottom, time will tell but I think we'll see demand increase and rates decrease over the next few months Yeah - I was more talking about outlook for 2025+, I think the correction has likely completed (just opinion)