A.I. says I’m cutting it close.

Centralize your back office / use remote employees / VA where appropriate to cut costs and improve service levels / responsiveness.  5.

It is what is left after snow removal, cutting the grass, utilities, tenant issues, parking lot issues, property taxes, mortgage payment, etc. that make a difference.

I have supplemental insurance so I am of the mindset that they should get rid of this bogus insurance and lower my host fees..

Another option is house hacking—buying a small multi-unit, living in one, and renting the rest to cut costs.

Since you have high incomes and can cut your spending quickly if necessary you should be ok with some cash in a HYSA and some short term credit available.

Looking for 1% deals will be cutting things close. 

There's a transaction fee cut off each payment (to cover the cost of the company that handles the transaction). 

I think chatting with hosts is the BEST way to get sound and clear cut data (given they keep P/Ls, etc.) because I know I've heard from some folks rumor the idea that Airdna skews data a little bit to make numbers look better than actuality to encourage folks to invest in the area & use their platform to see data.

Good luck getting that info from the guys who don’t speak English who cut down your trees for $1200. lol Not many people follow rules on anything, so?