So, shop all you want within that 30 day period (calendar days, by the way).The rate will reflect the credit worthiness of the guarantor (you?

One bank is telling you they will do the loan based on your personal creditworthiness and income, while many times these properties only can be financed in your personal name.

The ultimate questions are around loan relative to home value and creditworthiness of the borrower (for simple cases; obviously things could differ).  

At what point in the process are you able to check the debtor's creditworthiness?

How do lenders evaluate the credit worthiness of a LLC?

Perhaps you do, but I suspect they will not significantly help improve the bottom line on your tax return.As an aside, since you have not bought your first investment property yet, your creditworthiness will be based on your current employment income supported by your last two years of tax returns. 

If you can are comfortable with the other documentation, and they can afford the rent based on their income, and you're comfortable with their credit worthiness, what's the problem?

A first note holder on a creditworthy buyer is a nice place to be (especially with well above market interest rates).

The PMI in your scenario will be determined by your creditworthiness.

Thus, I would love to take the opportunity to learn the ropes, network, and do research during the time it takes to be deemed credit worthy here.It's a pleasure to meet you all!