Life started moving fast as many probably can understand and I completely fell of track.

Hey @Mordechai Chaimovitz - It sounds like you are talking about Chicago's NW side because there are definitely tons of areas in Chicago where a 2 flat can cashflow well.I know for me buying on the nw side was critical to my personal well-being and life happiness. 

-Creates a solid foundation for passive income, allowing you to reinvest future cash flow into other opportunities without as much financial risk.Cons:-Ties up a large amount of capital that could potentially be used to generate higher returns elsewhere (like another STR or other investments).

Focus on saving and researching financing while networking with real estate professionals to prepare for your first investment.Dont forget to add tax savings to your ROI for better decision making.This post does not create a CPA-Client relationship.

Anyway, I have a recurring character in my life...

@Collin Luckett what your touching on for changing of buyer during pending is not a viable direction. 

Real feedback of struggles or topics people want to dive in further helps us create the content that truly inspires and educates our community.Mine is definitely finding the right deal that fits my buy box lately.

It would take you a life time of cash flow in Ohio to get that return.I would strongly advise you against paying cash for a $100k property.

This is one of the last investments that the common man or woman can make and get ahead in life.  

If somebody out there has a bunch of sub to deals, this could create big problems for them I imagine.