Whether it is included in the rent or not you cannot coverage everything that can possibly happen in the world and you DEFINITELY don't want to set this type of precedent.

Contact the company that has your rental property coverage.

Hello, you can do some research with the city's planning department as far as their development standards for that zoning, i.e. set-backs, height, lot coverage, etc.

Wondering if anyone finds the "Equipment Breakdown" coverage to be important and necessary.

MANY policies are explicitly excluding mold from coverage.

Make sure you’re checking in on your tenants, getting them to document any damage, and having solid insurance coverage.

DSCR (Debt Service Coverage Ratio) loans are often used in real estate financing, particularly for investment properties.

I figure my options are to sell and take a loss (not ideal), or preferably find coverage that allows or doesn't care about the K&T.

In my experience, cash flow is key, especially for long-term holds, so running a detailed DSCR (Debt Service Coverage Ratio) analysis might be a good step here.On the flip side, if you're eyeing faster returns, a flip might be more lucrative.

He only had $1 million insurance coverage.