If none the file will be suspended or denied.If you have any questions feel free to reach out since mobile/manufactured are very complicated if you do not have all of the facts.

Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

Cost segregation utilizes the MACRS approach.

Yep, off water, but with nearby water access and view seems to be the same ROI considering the cost of the property. 

I recommend considering your cash flow and debt-to-income ratio before making a decision, and consulting with a financial advisor to tailor the choice to your specific needs.Good luck!

Looking my insurance policy it mentions that I can opt for settlement under Actual Cash Value vs Replacement Cost. 

If you need a lender for that, feel free to shoot me a DM.TYFYS and best of luck!

Please feel free to reach out if you want to learn more.

YouTube is also a fantastic resource—it's free and you can learn at your own pace, which is a huge benefit.

Then rent the bigger home out using a property manager, allowing her to possibly cash flow and maintain that asset and let it continue to grow in value.Encourage her to consult with a CPA or tax attorney to explore the best strategy tailored to her situation.