His manner was off-putting, and he insinuated dishonesty on my part, which is baseless and offensive.

He either purposely took advantage or he is unstable in some manner. either way want him out now..

I would say in more practical manner, they are more knowledgeable than us the investor what needs to be purchased.

You cannot extract from it indefinitely; there is a limit to the number of properties you canpurchase in this manner without paying back into the life insurance which does not exist on a true 100% LTV. 

Additionally, sellers during this time are often more motivated, as those listing in the winter usually have a compelling reason to sell.

Their bank does not offer this service in reoccurring manner.

And its not only monetary help I help them with all manner of transactional advice from Wrap to sub too to doing private money loans etc..

According to them I am not the only one that has come across this issue, nor have any of them indicated that I am operating in a financially irresponsible manner. #2 I am on BP in part to learn like many others here. 

Unfortunately most investors focus their time and resources on preparing for the liability event rather than proactively operating their businesses in a manner that prevents the liability event from occurring.

They are decorated in a very stylish manner.