Although that would be looked down upon by a lender as well because of the inherent risk of lending to someone who has too much on their plate. 

Through a hard money lender, but I will take out a DSCR loan in March to refinance.

This is why people are getting pissed with cold callers and your seeing very poor response/appointment/sales rates with PS data.This is what Joel Bongco has stated alsoIts absolutely true and I can go further and quantify exactly how bad the data is using my own study comparing PS to county records.I compared PS preforeclosure leads to county records across 167 counties in Texas (67), Florida (50) and California (45) by running searches for both PS ad the County recorders datbase for the period 08/01/2024 - -09/30/2024 and found thatFor TX which i measure preforeclosure leads as all lis pendens, appoinment of substititute trustee (Not a NoD but used for a similar indication) and notice of trustee filings.

In order to find, agents and lenders.

Wise lenders have borrowers sign legal agreements and have them provide collateral that is worth more than the amount of the loan in case the borrower doesn't make the promised payments on the loan.

My goal for 2025 is to complete 50+ transactions and collaborate with even more people in this community.If you’re a private money lender, investor, or fellow enthusiast feel free to reach out.

Housing is still affordable compared to other markets, which keeps renters and investors coming.

Also start talking to lenders now to understand their requirements 

It does depend on the lender.

Every lender has guidelines; that’s why it’s important to perform due diligence with lenders, just as they do with borrowers.