We do want to settle in a little bit here while continuing to do our homework, but hope to get into something in the next 6-12 months.With the way interest rates are looking now and what little I see on public listings, I think a smaller multi-family that needs a little rehab would be the best bet. 

You can talk to the bank about a loan; however, my bet is they will want some form of contract and scope of work and will only pay him at set milestones.

Not your typically RE agent and I don’t sell I only buy till the day I die, my kids will have that choice if they choose to sell.

No 8 years LOL.I already stopped listening to RIA or whatever, until they all open their sponsor track record LOLThe only advantage of having DST is really because it's just like investing to MF Class A, but the yield and cap is so volatile right now, I bet the safest DST would be the one with less than fifty percent LTV. 

Some will criticize your choices, but understand that their judgment often reflects their own insecurities.

I'd bet that this note is worth more to you than to most buyers until the note is much lower LTV, but I'm a novice in this space.

Six-unit apartments are an excellent investment choice, and I’d be happy to help you explore options that align with your goals.Looking forward to hearing from you!

Your choice should align with whether your goal is quick resale or long-term rental income, and you should consult lenders who specialize in both DSCR and rehab-friendly options.Best regards, Stevan

Here are some thoughts on your choices:401k Loan: This can be a good option since you're borrowing from yourself, but it comes with repayment risk, especially if you leave your job.

If you're eligible, a VA loan is your best choice since it requires $0 down, no PMI, and allows multi-family properties.