Then Q3 & Q4 are a little less diligent about keeping track in the moment and I have to go investigate and dig for receipts come tax time, haha

The beauty of personal finance is it's all personal :) If leverage works for you, awesome!

My wife and I own a beautiful historic home in a small, charming town in Northern Virginia.

WHEN (yes I mean WHEN not if because over 30+yrs it happens many times) when the market has a drop for whatever reason be it a bad election, war tensions, someone sneezed on there terminal and HFT's went bazerk selling, whatever the cause, WHEN the market drops you get a "Margin CALL" and next thing ya know there not just selling off those leveraged positions BUT there selling em off in the drop, at the lowest price, amplifying losses, all those returns going out the window in moments.     

It sucks at the moment and I want to get some cash out but I don't want to sell it because it hasn't had enough time in the oven to know yet.

Scottsdale has been an amazing base for me - so much outdoor beauty, a thriving community, and, of course, a strong real estate market.Since you’re diving deeper into your Johnson City research, have you started looking at specific properties or just keeping an eye on trends for now?

They didn't extend loan maturities because they were looking out for borrowers--and the moment they feel the market is strong enough for them to liquidate the asset they will foreclose and/or force a sale to recover as much principal as they can. 

To paraphrase Warren Buffet “it takes a lifetime to build your reputation and only a moment to destroy it”

@Devin James ok now you got me "thought vomiting" here but just hang with me a moment cause maybe there will be something. 

I regularly see promotors selling lots in beautiful communities for $40,000-$100,000 in Texas.