She went in to investigate and saw a q-tip on the floor and the medicine cabinet open. 

Subtract from that $500 your expenses on a property and you will have negative cash flow from the property itself = liability.One could give a value of zero to your cash to artificially increase the cash flow from the property but what investor would place zero value on their cash.

I think your employer should be paying for any advanced degrees Unless you're in medicine or law where an advanced degree is necessary. by the bye Honeywell paid for my MBA but I paid for my Engineering degree when I started.

The mortgage guys really hurting are the ones that built their practice on the low hanging fruit house of cards of artificially low rates, which is rate and term refinance business from a call center cubicle thingie.

Cash buyers prefer to ignore this fact to appear to enhance or take advantage of artificial returns.

UAB has an economic impact on the state to the tune of $500k per dayConstruction Hub - Multiple international construction companiesFinancial Hub - There are many banking HQ's in BirminghamInfrastructure projects everywhere to expandSports Medicine originated in Birmingham (HealthSouth)I used to appraise prior to investing.

Buying artificial cash flow is extremely expensive and counter productive to the intent of investing in income producing real-estate.How do you see this increasing your returns.

"Deciding" to artificially lower these amounts in order to qualify for a mortgage is otherwise known as mortgage fraud.

When you buy with cash most of what you are seeing is artificial cash flow from your own equity and does not represent the cash flow from the property itself.

However, this could be a trap if a large loss to lease is apparent in the financials due to artificially high market rents.