You make $1800/mo, or $21,600/yr (before taxes, and of course assuming no unexpected expenses arise).  200k/21.6k - 9.26 yrs.

A rising tide lifts all boats. :) 

Challenges: You’re responsible for making payments whether or not the project is profitable, which can create pressure if cash flow issues arise during the project.2.

I am afraid your strategy of using additional insured status to circumvent the lender being notified of the change in title ownership will just give your carrier reason not to pick up coverage in the event a claim arises. 

Unless economic issues arise, all I continue to see happening, is what has already been happening and that is growth.

You talk about financial security in retirement, but if you put this money into the house it is not accessible to you if a need arises.

With the economy being tight for a while, we're seeing a rise in posts about HELOCs and cash-out refinances.

Inspectors will assess the wiring and electrical panels for outdated components that could pose safety hazards, including fire risks.Plumbing issues like leaks, low water pressure, and drainage problems often arise as well.

However, downsides include regulatory restrictions on bank lending, many institutions that restrict concentration and geographies, and other headaches and issues that arise when dealing with a slower-moving bank.DSCR loans are the option that has completely changed the BRRRR lending landscape in the last few years.

Inspections can also cause delays, especially if unexpected issues arise that need to be corrected before moving forward.