I had been discussing this property with the owner for a while and saw its potential—distressed but with strong fundamentals and built-in equity.The deal was a great opportunity to apply creative financing, secure a property with minimal upfront capital, and build long-term cash flow.

It’s a way to earn solid interest returns without owning property.Keep Riding the Stock Market – If your stock investments are performing well and you enjoy the passive nature of it, you could consider leveraging your equity via a HELOC or cash-out refi to invest more without selling the property.Alternative Asset Classes – If you want diversification, look into things like farmland investing (e.g., AcreTrader), fractional ownership in vacation rentals (e.g., Arrived), or even short-term storage units.It all comes down to your risk tolerance, liquidity needs, and how involved (or uninvolved) you want to be.

While the post was intended to reference residential tenants, many of the same themes can still apply in your case.

Take my advice with a grain of salt...But a couple of back of the napkin numbers (primarily residential but I suspect it applies to commercial)Real estate (unleveraged) without value add will average rents + inflation (in appreciation).   

Some options that might be viable for you include: Private Lenders – Such investors usually offer short-term lending but provide greater flexibility compared to a traditional hard money lender.Lines of Credit – Another alternative could be an excellent option to finance several deals at once using a business line of credit or HELOC (if it applies).

When I emailed they just said to apply first, in end of February or in march I plan to go try and talk to someone to see if I can get better advice.

That's just the nature of this business. 

Over the years, I’ve learned a ton, and now I’m applying that experience to my Real Estate practice.

Also, does this apply to an owner who owns and manages their own portfolio?  

Many are also tired of homeless issues, politics, and now more than ever natural disasters.