Credit is a factor as bad credit may limit options, or may have the lender require you to put 10 or 20 years of taxes and insurance into escrow. 

For investors, would earning passive income through property cash flow (without actually owning the property) be appealing?

The “borrower” would have an option to buy back the property if (1) all lease payments (“mortgage payments”) have been made and the borrower/seller pays is the sale price/loan amount in full at the time the option period/note matures.  

Hi @Aaron Raffaelli, you've gotten good advice here as well as some good options.

@Alecia Loveless  We plow AND salt , we dont give the customer an option . 

No, refinancing isn’t an option because of how we purchased the property.

Does Baseline give you the option to track expenses without attaching it to a particular property?

Though it may cash flow well based on their current debt service, when you compare the income it produces to the equity they have is it actually even a good investment for them from an ROI perspective or would they be better off liquidating and redeploying?

Option A would allow me to keep it as a long term rental .

Quote from @Logan Barwick: I Am looking at getting involved in rental properties and debating on which option would be best.