Matthew Holden
SDIRA -- Friendly Banks Offering Interest
26 November 2024 | 6 replies
I also enjoy their YouTube content—super informative about how to use self-directed IRAs for real estate investing.
Jennifer Fernéz
Let's say you have $80K in your savings account...
19 December 2024 | 82 replies
If you want to learn more about leveraging credit or making your money work harder for you, check out my content on Createdinero and my YouTube channel.
Deepak Sukhija
Need Advice- Multifamily 22 units apartment building
27 November 2024 | 9 replies
I would look up Michael Blank's content on YouTube.
Anish Koshy
New and exploring Syndications
25 November 2024 | 12 replies
Quote from @Anish Koshy: I recommend you listen to David Greene's Podcast on YouTube.
Mike Tikh
How to choose a location from the US?
2 December 2024 | 35 replies
YouTube is going to be your best research tool.
Loan Nguyen
Cash Flow is my issue
1 December 2024 | 25 replies
Look for Dave Meyers on BP, YouTube, or Insta.
Bruce Schussler
To cash-out refinance -or- keep positive cash-flow on a rental
21 November 2024 | 1 reply
Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)
Peter Intermaggio
Self Storage Investors (Starting Out)
21 November 2024 | 1 reply
I've gone through books and all the various YouTube stuff, but best to talk to real people doing the real thing.
Steve Rozenberg
Needy Tenants
22 November 2024 | 15 replies
If I get called to change a light bulb, which has actually happened to me, I give them a checklist of things that are expected to be done by the tenant, including changing light bulbs, I also gave them a link to youtube ;)
Parker Pattschull
Appropriate response time from syndicators.
27 November 2024 | 16 replies
Lord knows there are a lot of fancy, online GP's now with beautiful websites, YouTube channels, and 10 people in their investor relations department but only 1 inexperienced guy in their acquisitions who couldn't underwrite a lemonade stand.good luck :)