In this case you can try a FHA loan and go for a mixed use property which is a building that ,the first floor is for business related,rental office ,mini store etc..

Our programs min is 680 but can go as low as 660 with a LTV haircut) plus looks at liquidity position rather than tax returns or W2's.Fix and Flip Loans- Low barrier to entry (ex. program min is 680 FICO but we can go as low as 650 with a 5% LTV haircut).

lets connect Awesome your super close to me as well like 45 min I messaged you back

Where people are really getting angry/taken is with heat pumps and mini split repairs, maybe that could be another thread.

In the mean time, I removed the LP heater and the leased LP tanks, so there is no more gas used in the place (so the CO part of the alarm shouldn't be an issue) and installed a mini-split heat pump in its place.I hadn't heard anything from the tenant but, when they moved out last week, I saw that they had again disconnected the alarm in the bedroom.

Can refi an existing mortgage to a shorter term "Mini Mortgage."

If you don't have a truck that can haul a dumpster, getting a dumpster bin works well.. there are also a product here for smaller jobs called "bagster" you buy a mini dump bag that you would probably load in one day (i think the limit is 3000 lbs) and a local waste company will pick it up when you call them.

I had just a few quick clarification questions in order to dig a little deeper based on the numbers presented above: 1) An ADU will inherently include: 1 bedroom, 1 bath, small/mini kitchen, and living room space, correct?

That won't work for a mini-hotel. 

This can be effectively addressed by strategically placing the mini-split units in locations where they can facilitate airflow into adjacent spaces, and by implementing simple modifications like undercutting doors to promote air circulation.