I am finding that most credit unions will only do helocs on primary residence.

So I am military, originally out of CA so it's my "home state"/residency but very easy for me to change as I am stationed out of CA and have been for a long time.I own several properties in CA and one in WA.

Quote from @Diego Renteria: Hello everyone, I just got out the military.

@Mary LopezNot sure if you're still looking for debt, but credit unions are a great place to look right now in this part of the market cycleGino

Then you may shop in that price range.Tip: check with your local credit union: they will consistently have better rates and often the underwriting of loans is done locally.Mike

@Sham Haile you should look up the Tenants Union & RHAWA websites to review the notices and requirements for how notices need to be provided to tenants when a seller intends to sell a property. 

Check with local credit unions.  

@Haiden Welch I'd lean into local banks and credit unions.

Knoxville has some good ones like First Tennessee, Pinnacle Financial Partners, Y-12 Federal Credit Union.

Another option may be a credit union or small local bank that would consider doing it as a portfolio loan, but the rate and term may not be as good as conventional 30 year fixed.