To find out the amount of the subordinate lien through the NSP program, you’ll want to pull the title report for the property.

They hold title, and the mortgage and promissory note were attorney drafted and filed at our local county. 

Also, thanks @Scott Trench for your sticky post in the new members forum; I was intimidated about posting here, but your post encouraged me to do it (and tag you)! 

Does anyone know of any lenders that will give what were looking for even if the title of the home is in an LLC? 

The IRS doesn't care which of you is on title.

My main goal is to find something relatively close to the DMV area but without the DMV price tag.

I'm trying to make it so I'm on the deed/title and not the mortgage.I know the income side would be effected with the dti I was just wanting the debt side not to be.

The bars and coffee shops is a good visual indication to show where the young professionals and college graduates are flocking too which usually equates to a higher price tag area on the rise.

If you’re In a title state make proof of utility pay off a condition of closing.

Here's what I'd do: Create a Word Document or Google Document Titled "DRAFT: Life Vision" do not use a template, do not pay some guru for this.