I actually joined Bigger Pockets a long time ago but haven't been around for a long time.

Self-education and finding a mentor or partner to learn from are much better options.

I have a property I'm considering seller financing with a wrap mortgage to a buyer, I'm currently refinancing the home and have the option to not escrow the taxes and insurance, which lowers the payment about 700/ month on the 1st position mortgage, BUT would escrow the T&I on the wrap mortgage. has anyone structured it that way what would be the pros and cons to structuring it this way? 

But they may want a large payout to buy it from them and it may need repairs that could need cash out of your pocket.

Specifically flooring and tile options.

There are HELOC and 2nd loan options that might work for this property.

✅I hope the people answering the phone are more knowledgeable than a lot of the people answering questions on Bigger Pockets forums.

I am new to Bigger Pockets and am excited to learn more about real estate.

If its home that went through a remodel, typically there is not any sort of warranty and you will still experience some work orders come in.Either way, great option for some investors and currently there are still some deals out there that you can walk into equity with, which is typically why you'd want a non-turnkey property. builder warranties are for 1 year typically.. 

I've found that Louisville offers some nice pockets.