My in-laws loaned us the total purchase price minus $5,000 on a 3% interest rate.

especially now with rates up.

Also, you could consider buying something with "hard money"; this comes at a higher interest rate, but you might be able to get into a property and either flip it or refinance it.

I am biased but I see property insurance going up higher and higher annually from today's rates.

Was fortunate enough to lease for higher than expected rental rates.

entirely stick frame and if stick frame are you using TJI joists, what kind of structural sheathing/fire rating requirements are necessary? 

El-ErianSun, January 10, 2021)) Mostly, I see a hint that it could result in rising interest rates.

Quote from @Fernando Martin-Gullans: Hey y’all, I’m a retail investor with 2 SFH rentals worth a combined ~$650k looking to utilize some of my stored equity to buy more out-of-state properties, but I’m not quite sure how best to proceed given that my interest rates are incredibly low (leaning me away from refinancing) and neither property is owner-occupied (which I believe prevents me from using a HELOC).

Promises near 30% ROIs in RADD and above market rates for REIT?

Should I price the land 2 times above market value and offer a low interest rateORPrice the land at current market and use a very high rate?