Maybe he can shed some light on this? 

Leaving the front porch light un-caulked was one they loved to 'gotcha' on..... 

The market seems to have a lot going for it with the beach, the lively downtown, the historical appeal and the night of lights draw during the winter months.

Add outdoor security cameras (just let guests know they’re there) and maybe some motion-sensor lights for extra safety.

Can you shed more light on why you need this money?

Tread lightly.

If the property only needs light cosmetic updates, 3 months might be doable, but for more extensive renovations, it’s going to take longer. 

So this bank did the final part of their underwriting 2.5 months into the process while my 2nd lender (the one that I finally went with) was able to give me the green-light after only 2 weeks...

First impressions matter and presenting a property in its best light can attract potential buyers and increase its market value.

There was also a failing retaining wall in the rear of the property that completely blocked natural light form a handful of houses, and was technically on the property line and a shared responsibility.