In the Reno, NV area there are some great SFH investments that are growing 10%+ in equity over the last 6 month where MF will take longer to grow in equity. 

If you owe $160,000 or more on such a home, even though you have $40,000 in equity you cannot obtain a home equity loan.Limits on the Number of Loans:Only one equity loan may be issued against a homestead at a time.

I'm currently doing a cash out refinance and taking about $300k in equity while leaving equity on the table still so that it cashflows whether it's rented out long term, or as an a short term.

Some have more than $1 million in equity while others have less.4.

The idea for us ( and help if we are wrong ),  We would take out the 8K in Equity from HELOC ( as our credit union told us that is all that would be available right away since we are converting to a heloc). to use that 8k the first month, reduce our debts from 3500$ to 3200$, while placing about $3800 a month into the HELOC. 

So now you have 130k in equity still.Your payment on each loan is 850/mo. 

Seller has 300k in equity rest is on a fannie mae loan.

I have about $500k in stocks and about $600k in equity in my single family house that I rent out.

A question I have been pondering within myself for some time and figured here would be a good place to get an answer.I currently own a home that has close to 100k in equity in it, we plan to move in 3-5 years to our long term house and would be sizing up a fair amount.So my question is should I use the equity to fund investments/projects, or should I save it and roll it all into my next house so I can have it paid off sooner/lower my monthly.

The only bank I have talked to is Western State Bank, but looking for two more quotes.I know what questions to ask, approximately how much I have in equity, and more than ready to invest more.