Laws vary by state, and aren't immune to change, which can render a gurus' system "useless".

$1,200 monthly rent (free and clear) - 75 RE taxes - 60 Insurance = $1,065 * 75% = $798.75This would appear to immunize your DTI ratio.

Mold is ubiquitous in the environment and your immune system is designed to deal with exposure.

Something to be said about herd immunity

And in the Journal of July 27th, it says that scientists don't know if any of the vaccines they are currently testing, will (1) work out, as hoped for, & (2) will impart long-term immunity to this virus.

I am hoping we have enough posters on here that are immune to the attacks of these extremists and are willing to stand up to them.

But there's a vaccine for flu, and much of the population has some immunity to it, plus the incubation period is much shorter, maybe 2-4 days. 

Also apparently all I'm required to do is give them the mold handout which I did, I'm immune from civil liability according to the WA state RCW below and the mold hand out that I gave them apparently tells THEM how to control mold.

May your immune system be stronger than your anxiety.

It's not like Texas has been immune to unemployment claims at this point.